How it works

Freedom to join anytime

Samaritan Ministries is not insurance. You can join today and new members are always welcome. 

No networks

As a Samaritan member, there are no network restrictions. When medical care is needed, you choose the health care provider, hospital, and pharmacy that works best for you.

No ACA or state penalty

Members of health care sharing ministries, like Samaritan Ministries, are exempt from the federal Affordable Care Act and California, the District of Columbia, Massachusetts, New Jersey, and Rhode Island's Individual mandate.

Sharing Illustration

Sending your monthly share

Each month you send a financial gift to help another member with a medical need, this is your monthly share. The amount you send is based on the membership program you select and the number of participants from your household.


Needs are assigned

Each month you are notified with the name and sending information of a member with a medical need.


Send your share

Send your share with a note of encouragement and pray for the member in need.


Verify you’ve sent your share

Mark your share as sent on the online member dashboard.



Continue to pray for the member with a medical need, knowing that when you have a need, someone will pray for you.

Submission Illustration

Submitting a medical need

Members can generally expect to start receiving shares for their medical need from other members within 60 – 90 days from the time their itemized bills are received by Samaritan Ministries.


Notify Samaritan Ministries of your need

When a medical need arises, start the need sharing process online or call a member advocate. Let us know how we can pray for you.


Submit itemized bills

Once the need is created, submit the itemized bills you receive from your provider to our office. Ask your provider for a cash-pay discount.


Samaritan shares your need

Other members are notified of your need, where to send their share, and how to pray for you.


Receive shares and pay your bills

Use the shares you receive to pay your provider and notify Samaritan Ministries of the shares received.