Monthly share amounts between $99 and $421.
Know exactly where your money is going with direct member-to-member sharing. See a Sample
No networks. You choose the providers that are right for you.
Christ-centered, compassionate service.
Alternative medical treatments and natural methods of care are eligible for sharing.
Access to health resources to help keep medical and prescription costs low through discounts and fair-pricing.
Samaritan Basic Features
Sharing Medical Needs
Medical bills related to the same condition will be shared as one need.
$1,500 Initial Unshareable Amount
Sharing starts once a need exceeds this threshold. The initial unshareable amount (IUA) can be reduced or eliminated dollar-for-dollar by discounts received.
90% Sharing Percentage
The amount shareable for a need above the initial unshareable amount. There is a maximum cumulative co-share of $13,500.
A Two-person membership, or its equivalent, is required for maternity sharing. Maternity needs have a $5,000 sharing limit. The maximum 10% co-share amount of $13,500 applies to prevent medical bills from becoming a burden.
Limit Per Need up to $236,500
The maximum amount that can be shared for a need. Save to Share™ is an optional program for sharing catastrophic needs exceeding $236,500.
You might be wondering about...
- Shareable Bills
Samaritan members share medical needs that begin after membership. A need encompasses all the medical bills related to the same condition and is shared at 90%* after the $1,500 IUA is met. For information about what types of needs are shared, see Section VIII of the Guidelines.
*except in months where proration occurs
- Pre-Existing Conditions
Needs that result from a condition that existed prior to membership are only shareable if the condition has been symptom, treatment, and medication-free for 12 consecutive months. Some pre-existing conditions, such as cancer, heart conditions, and hereditary diseases, have a five-year period before they are eligible for sharing. See Section VII of the Guidelines for more details.
- Routine Care
Routine care (dental, vision, yearly wellness checks, colonoscopies, etc.) is generally not shared by Samaritan members. If a shareable condition is discovered because of a routine visit, those related medical expenses can be shared. See Section VIII of the Guidelines for more information.
- Prescription Care
Prescriptions for shareable medical needs can be shared for up to a 120-day supply. Prescriptions for chronic, ongoing conditions are not shareable past this limit however, members have access to a discount prescription card to help keep out-of-pocket costs low. See Section VIII of the Guidelines for more information.
- Maternity Care
Maternity needs are shareable in Samaritan Basic provided there are at least two family members in the same membership program prior to conception. A maternity need will be shared at 90% after the IUA has been met and has an initial shareable amount of $5,000. If the maternity need exceeds the initial shareable amount, additional sharing can occur once the $13,500 co-share has been reached. Families where only one person is eligible for membership can request to pay the equivalent of a Two‑Person share amount each month to be eligible for maternity care sharing as a One‑Person membership. See Section IX of the Guidelines for more information.
Members enrolled in Save to Share can have maternity needs shared beyond the $236,500 maximum shareable amount.
- Save to Share™ for Catastrophic Needs
When a catastrophic need occurs, you can be there for others, and they’ll be there for you through an optional program called Save to Share™.
Save to Share is designed to help Samaritan Classic and Samaritan Basic members with qualified needs that exceed the maximum limit per need. Participating members set aside a designated amount each year and send a portion of that savings, along with their monthly share, to a member with a catastrophic need. Depending on membership size, families set aside $133, $266, or $399 each year, and pay an annual $15 administrative fee. See Save to Share Participation for details.
Samaritan Basic has a $236,500 maximum limit per medical need.
As you work toward making your decision, we encourage you to review the Guidelines for Health Care Sharing.