Samaritan™ Classic

  • Monthly share amounts between $199 and $865.

  • Know exactly where your money is going with direct member-to-member sharing. See a Sample

  • No networks. You choose the providers that are right for you.

  • Christ-centered, compassionate service.

  • Some alternative medical treatments, such as massage therapy and acupuncture, are eligible for sharing.

  • Access to health resources to help keep medical costs low through discounts and fair-pricing.

Samaritan Basic Features

Sharing Medical Needs

Medical bills related to the same condition will be shared as one need.

$1,000 Initial Unshareable Amount

Sharing starts once a need exceeds this threshold.

100% Sharing Percentage

The amount shareable for a need above the initial unshareable amount for non-maternity needs. Maternity needs are shared at 70%.

Maternity Sharing

A Two-person membership, or its equivalent, is required for maternity sharing. Maternity needs have a maximum 30% co-share amount of $3,000.

Limit Per Need up to $250,000

The maximum amount that can be shared is $250,000 for non-maternity needs and $247,000 for maternity needs. Save to Share™ is an optional program for sharing catastrophic needs.

You might be wondering about...

Samaritan members share medical needs that begin after membership. A need encompasses all the medical bills related to the same condition and is shared with your fellow members 100%* for non-maternity needs and 70% for maternity needs after the $1,000 IUA is met. Medical needs for eligible injuries, acute illnesses, or accidents are shareable in the first 3 months. Some conditions and treatments have a 12-month waiting period. For information about what types of needs are shared, see Section VIII of the Guidelines.

*except in months where proration occurs

Needs that result from a condition that existed prior to membership are only shareable if the condition has been symptom, treatment, and medication-free for 12 consecutive months. Some pre-existing conditions, such as cancer, heart conditions, and hereditary diseases, have a five-year period before they are eligible for sharing. See Section VII of the Guidelines for more details.

Routine care (dental, vision, yearly wellness checks, colonoscopies, etc.) is generally not shared by Samaritan members. If a shareable condition is discovered because of a routine visit, those related medical expenses can be shared. See Section VIII of the Guidelines for more information.

Prescriptions for shareable medical needs can be shared for up to a 120-day supply. Prescriptions for chronic, ongoing conditions are not shareable past this limit. See Section VIII of the Guidelines for more information.

Maternity needs are shareable in Samaritan Classic provided there are at least two family members in the same membership program at least 300 days before the estimated due date. Maternity needs have a maximum 30% co-share amount of $3,000. After the maximum co-share is met, the need is shared at 100% with a maximum shareable amount of $247,000. Families where only one person is eligible for membership can request to pay the equivalent of a Two‑Person share amount each month to be eligible for maternity care sharing as a One‑Person membership. See Section IX of the Guidelines for more information.

When a catastrophic need occurs, you can be there for others and they can be there for you through an optional program called Save to Share™.

Save to Share™ is designed to help Samaritan Classic and Samaritan Basic members with qualified needs that exceed $250,000. Participating members set aside a designated amount each year and send a portion of that savings, along with their monthly share, to assist a member with a catastrophic need. Depending on membership size, families set aside $133, $266, or $399 each year, and pay an annual $15 administrative fee. See Save to Share Participation for details.

As you work toward making your decision, we encourage you to review the Guidelines for Health Care Sharing.

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