Compare our programs

Program Comparison

Basic

Classic

90% Sharing Percentage

Members in Samaritan Basic have lower monthly costs than Samaritan Classic and a sharing rate of 90% for qualifying bills. Sharing starts once a need exceeds $2,000, which can be reduced or eliminated by cash-pay discounts. Medical needs related to injuries, acute illnesses, or accidents are shareable in the first 3 months of membership; some conditions and treatments have a 12-month waiting period.

100% Sharing Percentage

Members in Samaritan Classic have higher monthly costs and a sharing rate of 100% for qualifying non-maternity medical bills and 70% for qualifying maternity bills. Sharing starts once a need exceeds $1,000. Medical needs related to injuries, acute illnesses, or accidents are shareable in the first 3 months of membership; some conditions and treatments have a 12-month waiting period.

Maternity Sharing

A Two-person membership, or its equivalent, is required for maternity sharing in Samaritan Basic. Maternity needs have a $5,000 sharing limit.

Maternity Sharing

A Two-person membership, or its equivalent, is required for maternity sharing in Samaritan Classic. The maximum that can be shared for a maternity need is $247,000.

Catastrophic Needs

Samaritan Basic offers an optional program called Save to Share™ which allows participating members to share bills for needs that exceed $250,000.

Catastrophic Needs

Samaritan Classic offers an optional program called Save to Share™ which allows participating members to share bills for needs that exceed $250,000.

Prescriptions

Samaritan Basic shares all qualifying prescriptions for a 120-day supply including prescribed supplements.

Prescriptions

Samaritan Classic shares all qualifying prescriptions for a 120-day supply including prescribed supplements.

Pre-Existing Conditions

Samaritan Basic shares new qualifying bills for pre-existing conditions that have gone 12 months without symptoms or treatment. Certain conditions require a five-year period without symptoms (unless benign), treatment, or change in symptoms.

Pre-Existing Conditions

Samaritan Classic shares new qualifying bills for pre-existing conditions that have gone 12 months without symptoms or treatment. Certain conditions require a five-year period without symptoms (unless benign), treatment, or change in symptoms.